Farming insurance policies available

Motor insurance

This includes tractors, agricultural vehicles, commercial vehicles, private cars and motorbikes. The types of cover we offer on these vehicles are:

COMPREHENSIVE COVER

• Loss or damage to an insured vehicle and its accessories by accidental damage, by fire and/or by theft.
• Third party cover for death or bodily injury and/or damage to property.

THIRD PARTY, FIRE & THEFT

• Loss to an insured vehicle by fire, theft or attempted theft.
• Third party cover for death, bodily injury and/or damage to property.

THIRD PARTY ONLY

• Cover for third party death, bodily injury and/or damage to property.

Farm property and business interruption

FARM PROPERTY

• The cost of repairing, replacing or rebuilding the business assets following loss or damage.

BUSINESS INTERRUPTION

• Loss of gross revenue and/or gross rentals following damage to your business premises.

Livestock

LIVESTOCK

• Loss following death of your animals.

LIVESTOCK IN TRANSIT

• Loss following death of livestock whilst in transit.

Money

MONEY

• The cost of replacing money as a result of loss, damage or theft, and compensation for death or injury to you or your employees as a consequence of theft.

Personal accident and sickness

PERSONAL ACCIDENT/SICKNESS

• The payment of an income or lump sum as a result of death or bodily injury solely by violent external and visible means and/or compensation for sickness, if you are unable to engage or attend your usual business.

Property in transit

PROPERTY IN TRANSIT

• Loss of farming equipment, farming stock and agricultural produce owned by you, whilst in transit.

All risks and frozen food

ALL RISKS & FROZEN FOOD

• The cost of repairing or replacing any machinery or apparatus listed in the schedule as a result of loss or damage and/or loss of frozen or refrigerated foodstuffs due to deterioration, contamination or putrefaction.

Engineering and inspection

ENGINEERING

• The cost of repairing or replacing machinery or plant as a result of damage.

Commercial legal protection

COMMERCIAL LEGAL PROTECTION

• Cover for legal costs and expenses as a result of an insured incident in connection with the business.

Uncollected milk

UNCOLLECTED MILK

• Loss from any event beyond your control preventing the collection of milk by the dairy from your premises.

Home buildings and contents

HOME BUILDINGS

• The cost of repairing or rebuilding your property following loss or damage.

HOME CONTENTS

• The cost of repairing or replacing contents following loss or damage, and legal liability for injury, illness or damage to another person's property as a result of your residential property ownership.